Equity
Bank
Predicted total annual rate (IRR): 5.03%
Reporting month: 2026-08 · File publication date: 2026-09-15
Source: Bank of Israel EquatorWhat this means
Enter an amount to see the calculation
Bank comparison using public data
The same amount and term for every bank. Reported averages, not personal offers; a snapshot for the displayed month, not a live feed.
| Bank | IRR | Estimated monthly repayment |
|---|---|---|
| Bank Hapoalim | 5.03% | — |
| Bank Leumi | 5.00% | — |
| Israel Discount Bank | 4.91% | — |
| Mizrahi Tefahot | 5.14% | — |
| First International Bank | 4.84% | — |
| Mercantile Bank | 5.17% | — |
| Bank of Jerusalem | 6.98% | — |
The Bank of Israel caps financing for a single home at 75% of its value, so the calculation assumes at least 25% equity. Banks look at a repayment of about 33%–40% of disposable income. An estimate only — not advice and not a bank approval. Data comes from banks' reports to the Bank of Israel. IRR is the predicted total rate, incorporating forecasts of inflation and rate changes. This repayment is an illustrative constant-payment, unindexed loan scenario, converting effective annual interest to a monthly rate. It is not the bank's amortization schedule and excludes insurance, fees, indexation and actual rate changes. Source data excludes balloon loans and foreign-currency loans. Your personal offer and loan-track terms govern.
Purchase tax 2026
For a single home: exempt up to ₪1,978,745. Brackets are frozen until January 2028.
Type of purchase
Estimated purchase tax
Enter an amount to see the calculation
The 2026 brackets for a single dwelling: exempt up to ₪1,978,745, 3.5% up to ₪2,347,040, 5% up to ₪6,055,070, 8% up to ₪20,183,565, and 10% above that. For an additional dwelling: 8% up to ₪6,055,070 and 10% above. The calculation is an estimate only and is not tax advice. Further reliefs exist — among others for disabled IDF veterans, new immigrants and those upgrading their home within the overlap period — and are not built in here. The binding figure is the Tax Authority's.
Contact
A company representative will call you back.
- Address
- 9 HaGiv'a Street, Nof HaGalil
- Phone
- 04-6564477
- Fax
- 04-6559078
- office@tawfik.co.il